Cutcher & Neale Residential and Commercial Finance



Cutcher & Neale - Residential and Commercial Finance believe in providing personalised service to each of our clients. We take the time to get to know you and your unique financial situation, so we find the best financing solutions to meet your needs. We offer competitive rates on all financing options and a comprehensive lending panel, including banks and funders that offer superior finance solutions and policies for doctors. 

Residential and Commercial Finance
We understand the career and income progression of doctors, and assist in providing bespoke financing solutions designed specifically for you at all stages of your medical career.
Residential financing: We offer a range of residential financing solutions for doctors. Whether it’s a first home purchase or an addition to your property portfolio, we work with you to understand and leverage your unique financial situation and find the best financing options to meet your needs.
Benefits include:  

  • 95 per cent Loan to Value Ratio (LVR) with no Lenders Mortgage Insurance (LMI) for owner occupied loans, investment loans and refinances up to $5,000,000.
  • Market leading capability to enhance borrowing capacity for doctors in training and doctors in private practice. 
  • Loan structuring with an eye on the future. 

Commercial financing: Whether you're looking to commence in private practice or invest in commercial property for your practice, Cutcher & Neale is here to assist you. Our team of experts will work with you to find the best commercial financing options for your specific needs.

Benefits include:
•    Up to 100 per cent funding for purchase of practice premises. 
•    Up to 90 per cent funding for practice premises purchase through Self-Managed Superannuation Fund (SMSF). 
•    Up to 100 per cent funding to buy a practice or a share in a practice. 
•    Equipment and fit-out funding to ensure your practice is fit for purpose. 
•    Motor vehicle funding including electric car.
Your best interest comes first. Cutcher & Neale - Residential and Commercial Finance’s remuneration structure is salaried and not bonus based, giving you peace of mind we are at the centre of the service provided. Our team are rewarded predominantly for their behaviours and professionalism, for successful loans and returning clients, rather than volume.
Get a complimentary review of your current home loan, investment loan rates, or talk to Cutcher & Neale - Residential and Commercial Finance if you’re planning to purchase a property or require practice funding.   

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Offer for AMA Queensland members:

Cutcher & Neale Residential and Commercial Finance offer AMA Queensland members a one-hour review and consultation with one of our award-winning advisors, at no cost.