Doctors' Health Fund

Doctors’ Health Fund is an exclusive private health fund originally created by the AMA in 1977 to serve the medical community. Now part of Avant Mutual, thousands of doctors trust Doctors’ Health Fund for better cover, better extras, and better value health insurance.

Doctors’ Health Fund stands alone as the fund created and ultimately owned, by doctors. With the emergence of shareholder interests at the expense of quality cover, there has never been a better time to join Doctors’ Health Fund – a trusted, preferred provider of AMA Queensland.


Why choose Doctors' Health Fund?

  • Top Cover Gold hospital cover uniquely pays medical benefits up to the AMA list of services and fees. Your doctor does not have to participate in any medical scheme for you to receive the AMA medical benefit;
  • We have agreements with over 560 private and day hospitals in Queensland, giving members increased access;
  • We cover up to 98.7% of no or known medical gaps¹ in Queensland outperforming the bigger, open health funds;
  • We advocate for clinical independence and freedom of choice with no restrictive preferred provider networks for extras cover – you know who is best to treat you;
  • We don’t cover non-medically proven therapies such as chiropractic or natural therapies;
  • All of our hospital cover includes national ambulance cover for both emergency and medically-necessary ambulance services;
  • Generous extras benefits like 100% cover for unlimited general dental check-ups on Total Extras²;
  • Our user-friendly mobile app allows for a quick and easy claiming process – it only takes 2 minutes;
  • We have maintained a member satisfaction rating of above 94% for more than 10 years³;
  • As part of Avant Mutual, we are owned by doctors not shareholders

Call us today on 1800 226 126, or join in 10 minutes at

Doctors health fund logo


Visit Doctors’ Health Fund

Call us today on 1800 226 126

  1. Visit us here.
  2. Check-ups limited to an examination, fluoride and a scale and clean where the fees are within the range of usual, customary and reasonable charges.
  3. The Doctors’ Health Fund Member Satisfaction Research report 2010 – 2021 Private health insurance products are issued by The Doctors Health Fund PTY LTD, ABN 68001417527 (Doctors’ Health Fund), a member of the Avant mutual group. Cover is subject to the terms and conditions (including waiting periods, limitations and exclusions) of the individual.