AMA Private Health Insurance Report Card 2025
The Australian Medical Association’s 2025 Private Health Insurance Report Card is designed to help consumers choose the right cover, noting that the most important features of a health insurance product will differ for each individual or family.
Australia has a unique balance of public and private healthcare options.
These parts of the healthcare sector complement each other, helping to deliver world-leading healthcare outcomes.
The private sector provides a wide range of services, including two out of every five hospital admissions and more than two in three planned surgeries.
These are services that would otherwise need to be delivered in our public hospitals.
Since 2020, more Australians have been purchasing private health insurance, and today more Australians hold hospital treatment cover than ever before. But a closer look tells a different story: fewer policies now offer top-level coverage, exclusions are at record levels, and the overall value of private health insurance is eroding.