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Table of Contents

  1. Informed Financial Consent: Let's Talk About Fees
  2. Order Let’s Talk About Fees campaign products
  3. Informed Financial Consent Background
  4. AMA Position Statement 2006
  5. AMA Policy Resolutions
  6. AMA Action Plan
  7. Information for doctors
  8. Information for patients
  9. AMA Media
  10. What they're saying - The A to Z of IFC
  11. Important Links

Our aim is to work with doctors to make sure that as many patients as possible know what their treatment is going to cost.

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AMA Action Plan

Priority Private Health Issue: Informed Financial Consent (IFC)

The AMA has a long history of encouraging doctors to talk to patients about fees. Now over 80% of hospital admissions either have no gap or patients are fully informed. Our aim is to work with doctors to make sure that as many patients as possible know what their treatment is going to cost. Through planned strategies and a team approach, the AMA is confident it can achieve a significantly higher IFC rate for all private in-patient elective medical services by July 2007. This does not include emergency admissions where talking to patients about fees just isn’t practical. 

The plan below outlines the activities of the AMA over the next twelve months with a focus to:

  • Provide better information to patients on informed financial consent.
  • Promote better awareness for patients of informed financial consent.
  • Build partnerships that support informed financial consent.
  • Implement targeted strategies in key areas to improve informed financial consent.



Looking Ahead: What Could Be Different

  • Increase in incidence of IFC has been obtained across the board;
  • Increase in the incidence of IFC in specialties which have been identified as a problem in consumer surveys;
  • Improved IFC for pre-planned admissions;
  • All Insurers offering a known gap product; and
  • Improved access to processes that support IFC.


Actions

1. Provide better information on informed financial consent

 Status

 

 

1.1. Develop an AMA position statement on IFC that is supported by government, industry and consumers.

Complete

1.2. Distribute the AMA position statement on IFC to all doctors and insurers with support from government and industry.  This could be a jointly signed letter from the AMA Federal President and the Minister for Health and Ageing.

Complete

1.3. Work with insurers to develop a ‘top 20’ procedures gap table and distribute to all doctors and insurers.  This could be broken down by State and Territory to provide more precise advice.

 Active

1.4. Further review of the AMA IFC ‘estimate of fees’ proforma to develop a simplified form that encourages IFC.  The form could be road tested with doctors, using an organisation with expertise in survey techniques.

 Active

1.5. Evaluate progress by establishing a baseline IFC rate amongst doctors and review progress at 12-month intervals.  This has been done for patients but not for doctors who may generate a range of issues we are not aware of in complying with IFC objectives.

Baseline complete

 

 

2. Promote better awareness of informed financial consent

 
   

2.1. Run a campaign to improve the level of awareness of the processes that promote IFC amongst doctors, patients, and insurers using the AMA position statement as a basis.

 Active

2.2. Develop other materials for the campaign which would include a pamphlet which GPs would give to patients as part of the referral process to help them ask the right questions when they get to see their specialist.

 Complete

2.3. It could also include a poster displayed in both GP’s and Specialist’s rooms to encourage patients to ask questions about fees.

 Complete

2.4. Health insurers to also reinforce the messages in the consumer information pamphlet to their members.

 Active

2.5. All health insurers to offer known gap products.  This would encourage greater participation in gap cover schemes which carries a legal requirement to obtain written IFC from the patient.

 Pending

2.6. All health insurers to consider modifications to their products which would encourage better provision of IFC in those areas which have been identified as difficult such as Pathology, Radiology, Surgical Assistants and Anaesthesia.

Pending

2.7. Health insurers to provide written advice to members about what their policy will and will not cover prior to admission to hospital for a procedure.

 Pending

   

3. Partnerships that support informed financial consent

 
   

3.1. AMA, Australian Society of Anaesthetists (ASA), Australian Diagnostic Imaging Association (ADIA), Australian Association of Pathology Practices Inc. (AAPP), Australian Health Insurance Association (AHIA), Australian Private Hospitals Association (APHA), Catholic Health Australia (CHA), Government, consumers.

 Active

   

4. Targeted strategies in key areas to improve informed financial consent

 
   

4.1. Work with the Australian Society of Anaesthetists, the Health Insurers and the Federal Government to develop strategies that support the obtainment of IFC, particularly with respect to pre-planned admissions.  A suggestion for the development of Item numbers in the MBS that has already been proposed needs to be dealt with promptly.

 Active

4.2. Work with the relevant surgical craft groups, the Health Insurers and the Federal Government to develop the most appropriate model to ensure comprehensive IFC with respect to fees for assistant surgeons and then have that model implemented in practice. This would include consideration of a model where the surgeon is responsible for informing patients of the fees associated with the assistant surgeon.

 Active

4.3. Work with the AAPP, ADIA, the Health Insurers and the Federal Government to develop the most appropriate models to ensure comprehensive IFC with respect to fees for pathology and radiology services and then have that model implemented in practice.

 Active

   

Resources

Federal Government, Department of Health and Ageing, Promoting Private Health Group, Private Health Insurers, PHIO, Australian Medical Association, ASA, Surgical Craft Groups, AAPP, ADIA, consumers.

 

Date released: 08/02/2006

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