The Australian Medical Association knows you expect quality benefits as part of your membership.  That's why we team up with partners such as American Express^®.  Together, we offer you a choice of unique and rewarding Credit Cards.  Whether you choose Gold or Platinum, you'll enjoy the special benefits and extra value we've negotiated for you.  

Alternatively if you are interested in the AMA Business Card range please click here.

	Gold that's Brilliant Value!      Enjoy no annual Card fees and a brilliant range of benefits. No annual Card fee – save $70 p.a. Apply now and get 10,000 bonus points* No annual Supplementary Card fee – save $20 p.a. Complimentary enrolment in either Membership Rewards™ Ascent1 or Qantas Direct2– save $80 p.a. Choice of reward programs - earn 1 point for every $1 spent Special offers on dining, leisure and more with American Express Selects Rewards points with no capping3 Up to 55 days interest free on purchases4 More Details
	Platinum on a New Level     Move up to an award-winning Card that rewards your lifestyle. Complimentary enrolment in Membership Rewards™ Ascent1 or Qantas Direct2 - save $80 p.a. Higher points-earning power, with 1.5 points for every $1 spent1 Apply now and get 20,000 bonus points* Complimentary Domestic and International Travel Insurance3 One complimentary domestic economy return flight every year, between selected Australian capital cities4, or one night's stay in a choice of leading hotels5. Preferential annual Card fee of $295 – save $100 every year No annual Supplementary Card fee – save $20 p.a. per Card and earn points even faster. Up to 55 days interest free on purchases6 More Details

TERMS AND CONDITIONS

AMA Gold Credit Card

1. Membership Rewards Ascent enrolment required. Subject to the Terms and Conditions of the Membership Rewards program available at membershiprewards.com.au/termsandconditions. To transfer Membership Rewards points into an airline rewards or frequent guest partner program you must be enrolled in Membership Rewards Ascent and be a member of the partner program. Membership of the partner program is the Cardmember’s responsibility and is subject to the Terms and Conditions of the applicable program. A joining fee may apply.
2. Qantas Direct enrolment required. Qantas Frequent Flyer members only. Earning of points is subject to the Terms and Conditions for the Qantas Direct program for American Express Cards and exclusions apply. Membership of the Qantas Frequent Flyer program and earning and redemption of Qantas Frequent Flyer points are subject to the terms and conditions of the Qantas Frequent Flyer program. A joining fee applies. Once rewards points have been redeemed for Qantas Frequent Flyer points, they are governed by the terms and conditions of the Qantas Frequent Flyer program and can not be reversed. Award seats are subject to capacity controls and availability is limited. Award flights must be booked at least 24 hours before scheduled departure (and other advance booking requirements may apply). For further information see qantas.com
3. As long as your account remains current and in good standing.
4. The Credit Card gives you up to 55 days interest free on purchases, depending on when you make a purchase, when your statement is issued, whether you have obtained a balance transfer and whether or not you are carrying forward a balance on your account from the previous statement period. There are no interest free days for cash advances or for any purchases where you are carrying forward a balance on your account from the previous statement period.
5. Offer available to new Card applicants who apply via the enclosed application form or the AMA website only, are approved and spend $100 within on the new Card by 30th June 2010. Westfield Gift Cards are not redeemable or exchangeable for cash or credit and are valid for a period of 12 months after the date of issue, unless otherwise stated. Please allow six to eight weeks for Gift Card delivery after the offer end date. Westfield Gift Cards terms and conditions apply. Issued by Westfield Gift Card Pty Ltd CAN 113 171 663. For a full list of current participating stores visit westfield.com/giftcards.

*Offer ends 31 December 2010. Offer only available to new Gold Credit Cardmembers who apply using the online application form or pdf application form, are approved and spend $500 on purchases within 2 months of Card approval.

American Express is committed to providing the AMA and its members with the highest level of support, including a financial contribution, towards the AMA's activities and programs.

American Express will advise AMA of the names, and member numbers, of AMA members who take up this offer, for entry into their database. The AMA privacy policy can be accessed at www.ama.com.au or by contacting AMA at 02 6270 5400.

The Australian Medical Association Limited (ABN 37 008 462 793)  42 Macquarie Street, Barton ACT 2600

American Express Australia Limited (ABN 92 108 952 085). ® Registered Trademark of American Express Company.

AMA Platinum Credit Card

American Express credit approval criteria applies. Subject to Terms and Conditions. Interest Rates, fees and charges apply. All information is correct as at 7 January 2010 and is subject to change. This offer is only available to those who reside in Australia. Cards are offered, issued and administered by American Express Limited. If you are under 18 years of age, please accept our apologies for sending you this offer. Despite our best efforts, the matching of names and addresses is sometimes not 100% accurate.

1. Membership Rewards Ascent enrolment required. Subject to Terms and Conditions of the Membership Rewards program available at membershiprewards.com.au/termsandconditions.  To transfer Membership Rewards points into an airline rewards or frequent guest partner program you must be enrolled in Membership Rewards Ascent and be a member of the partner program.  Membership of the partner program is the Cardmember’s responsibility and is subject to the Terms and Conditions of the applicable program.  A joining fee may apply
2. Qantas Direct enrolment required. Qantas Frequent Flyer members only. Membership of the Qantas Frequent Flyer program and earning and redemption of Qantas Frequent Flyer points are subject to the terms and conditions of the Qantas Frequent Flyer program. A joining fee applies. Once rewards points have been redeemed for Qantas Frequent Flyer points, they are governed by the terms and conditions of the Qantas Frequent Flyer program and cannot be reversed. Award seats are subject to capacity controls and availability is limited. Award flights must be booked at least 24 hours before scheduled departure (and other advance booking requirements may apply). For further information see qantas.com.
3. American Express Platinum Card Insurances are underwritten by ACE Insurance Limited (ABN 23 001 642 020, AFSL No. 239687) (ACE) and are subject to the terms, conditions and exclusions contained in the American Express Platinum Card insurances policy of insurance between American Express Australia Limited (ABN 92 108 952 085, AFSL No. 291313) (American Express) and ACE. This marketing material does not take into account your objectives, financial situation or needs. It is important for you to read the Terms and Conditions available at americanexpress.com/australia/pdfs/platinum_credit_terms_condition.pdf and consider the appropriateness of that insurance in relation to your individual requirements.
4. Terms and Conditions apply. Travel is for the Cardmember or a person nominated by the Cardmember between selected Australian cities. Details on destinations from your city are available upon request. All flights are subject to availability and American Express does not guarantee that seats or tickets will be available on the dates or at the times you may wish to fly. Seat availability may be limited to certain dates and/or flights and it may be more difficult to book seats around public holidays, school holidays or special events. Some flights may not have any seats available for redemption. Route availability is subject to change without notice. All travel is subject to the American Express Flight Offer Conditions. No Frequent Flyer points will be awarded for travel on these flights.
5. Hotel Night Stay is subject to availability and blackout dates may apply. Hotel Night Stay is based on a standard room with two people sharing and must be booked two weeks before your stay.
6. The Credit Card gives you up to 55 days interest free on purchases, depending on when you make a purchase, depending on when your statement is issued, whether you have a balance transfer and whether or not you are carrying forward a balance on your account from the previous statement period. There are no interest free days for cash advances or balance transfers.
7. As long as your account remains current and in good standing.
8. Points may be redeemed by the Basic Cardmember for a credit on the Primary Card Account. American Express may decline a Points for Credit request where the Card Account or Cardmember’s other accounts with American Express are not in good standing. The redemption of Points for Credit will be administered solely by American Express within 3 business days and cannot be reversed. Redeeming Points for Credit is not available for redemption by Corporate Card accounts and is not redeemable for cash via Credit balance refund.
9. Available to Cardmembers enrolled in Membership Rewards Ascent. Subject to the Terms and Conditions of the Membership Rewards program and subject to hotel and airline availability. Travel Services are provided by American Express International, Inc. (ABN 15 000 618 208). Incorporated with limited liability in Delaware, USA. ® Registered Trademark of American Express Company. Licensed Travel Agent, 12 Shelley Street, Sydney NSW. Licence No. ACT 212/D, NSW 2TA000113. VIC 30233, SA TTA 214584, TAS TAS064, QLD TAG132, WA 9TA81. Travelscene Pty. Ltd. Licence No. NSW 2TA003629, VIC 32089, SA TTA163633, QLD 1431, WA 9TA974. Harvey World Travel Franchises Pty. Ltd. Licence No’s: A.C.T: TC373, NSW/WA: 2TA5129, NT: NT001, QLD: TAG 1718, SA: TTA 165258, TAS: TAS 097, VIC: 32392. Each Travelscene American Express and Harvey World Travel shop is independently owned and has its own travel agent’s licence. Travel Agent service charges may apply.

*Offer ends 31 December 2010. Offer only available to new Platinum Credit Card members who apply using the online application form or pdf application form, are approved and spend $500 on purchases within 2 months of Card approval.

• Membership Rewards Bonus Point offers are valid for purchases made in Australia and charged to an eligible Australian dollar American Express Card. Enrolment in Membership Rewards is required (an annual may fee apply). Subject to the Terms and Conditions of the Membership Rewards program. Please allow 8-10 weeks after offer end date for Bonus Points to be credited to your account.
• Qantas Frequent Flyer point offers are available to Qantas Frequent Flyer members only. Membership of the Qantas Frequent Flyer program and earning and redemption of Qantas Frequent Flyer points are subject to the terms and conditions of the Qantas Frequent Flyer program. A joining fee applies. Please allow 8-10 weeks after offer end date for points to be credited to your Qantas Frequent Flyer account.

American Express is committed to providing the AMA and its members with the highest level of support, including a financial contribution, towards the AMA's activities and programs.

American Express will advise AMA of the names, and member numbers, of AMA members who take up this offer, for entry into their database. The AMA privacy policy can be accessed at www.ama.com.au or by contacting AMA at 02 6270 5400.

The Australian Medical Association Limited (ABN 37 008 462 793) 42 Macquarie Street, Barton ACT 2600
American Express Australia Limited (ABN 92 108 952 085). ® Registered Trademark of American Express Company.

AMA Platinum Charge Card

1. No preset spending limit does not mean unlimited spending. Your purchases are approved based on a variety of factors, including current spending patterns, your payment history, credit records, and financial resources known to us.
2. Subject to the Terms and Conditions of the Membership Rewards program available at membershiprewards.com.au/termsandconditions. To transfer Membership Rewards points into an airline rewards or frequent guest partner program you must be enrolled in Membership Rewards Ascent Premium and be a member of the partner program. Membership of the partner program is the Cardmember’s responsibility and is subject to the Terms and Conditions of the applicable program. A joining fee may apply.
3. American Express reserves the right (at its sole discretion) to discontinue an item or to substitute a similar item of equal value. Card members will be advised of any change in merchandise status at the time of placing their order. These rewards are only available to Australian enrollees who reside in Australia. Merchandise redemptions may take up to 14 business days for delivery.
4. Gift Card or voucher rewards are not redeemable or exchangeable for cash or credit and are valid for a period of 3 months from the date of issue, unless otherwise stated. Normal retailer Gift Card and voucher conditions apply.
5. Points may be redeemed by the Basic Cardmember for a credit on the Primary Card Account. American Express may decline a Points for Credit request where the Card Account or Cardmember’s other accounts with American Express are not in good standing. The redemption of Points for Credit will be administered solely by American Express within 3 business days and cannot be reversed. Redeeming Points for Credit is not available for redemption by Corporate Card accounts and is not redeemable for cash via Credit balance refund.
6. American Express Platinum Charge Card Insurances are underwritten by ACE Insurance Limited (ABN 23 001 642 020, AFSL No. 239687) (ACE) and are subject to the terms, conditions and exclusions contained in the American Express Platinum Charge Card Insurances policy of insurance between American Express Australia Limited (ABN 92 108 952 085, AFSL No. 291313) (American Express) and ACE. This marketing material does not take into account your objectives, financial situation or needs. It is important for you to read the Terms and Conditions available at americanexpress.com.au/platinum and consider the appropriateness of that insurance in relation to your individual requirements.
7. Conditions apply. Airline partners, destinations and benefits are subject to change without notice. All bookings must be made through Platinum Travel Service and with the Platinum Card.
8. Conditions apply. Restaurant partners are subject to change without notice. All bookings must be made through Platinum Concierge. Availability is limited to one table per restaurant.
9. You must be a member of the Qantas Frequent Flyer program to earn and redeem points. A joining fee applies. Membership and points are subject to the Terms and Conditions of the Qantas Frequent Flyer program.
10. There is typically no charge for Rewards Concierge, although you are responsible for any purchases and/or shipping charges you authorise. Fees may apply for meetings and event planning.
    

American Express is committed to providing the AMA and its members with the highest level of support, including a financial contribution, towards the AMA's activities and programs.

American Express will advise AMA of the names, and member numbers, of AMA members who take up this offer, for entry into their database. The AMA privacy policy can be accessed at www.ama.com.au or by contacting AMA at 02 6270 5400.

The Australian Medical Association Limited (ABN 37 008 462 793). 42 Macquarie Street, Barton ACT 2600
American Express Australia Limited (ABN 92 108 952 085). ® Registered Trademark of American Express Company.